Our Accounts
At Team First Federal Credit Union, we recognize that you have a million things to do each day. We want to do our part to help you simplify your life. Listed below, you will find details about all the convenience services we offer. Check out to see how our team is here for you!
Share Draft/Checking
FREE to members
No minimum balance required
Unlimited share draft/check transactions
Free Visa Check Card
Overdraft protection with automatic transfers from savings accounts to cover clearing share draft/checks
Receive your first box of checks FREE
Deposits insured up to $250,000
Share Savings
Deposit of $5.00 gives you membership
All accounts earn dividends
Deposits can be made in person or by mail, or through direct deposit or payroll deduction
Withdrawals can be made at our main office, through online banking check requests, or you may call the office and request a check
Minor Accounts
Join the Quack Club Today! Kids 12 and under
Free plush duck at opening
Credit union makes first $5.00 deposit
Small toy for each $15.00 deposit made into account (limited to 2 prizes per month)
Earn $1.00 per ‘A’ up to $5.00 per report card period, maximum earnings per school year is $20.00. Member and report card must be present to collect reward.
Special youth savings account rate 0.10%
Special youth certificate of deposit rate 0.75% over current rates
Join Teensters Today! Minors 13 through 17
Credit union makes first $5.00 deposit
For every $100.00 deposited into savings account earn a $5.00 gift card for entertainment (ice cream, movie theater, mini golf, etc.)
Earn $1.00 per ‘A’ up to $5.00 per report card period, maximum earnings per school year is $20.00. Member and report card must be present to collect reward.
Special gift for receiving driver’s license
Special youth certificate of deposit rate 0.75% over current rates
Education Savings Account (ESA)
Secure way to save for your child's education
Open an account with $5.00 deposit
All accounts earn dividends
Can be used for ANY education expense
NO FEES
Club Accounts
Holiday Club: Funds are automatically transferred to your share or share draft account on the second Monday in November.
Vacation Club: Funds remain in the account until you choose to withdraw them.
Certificate of Deposit
Choose the term you want
Earn a higher dividend rate than with share accounts
CD automatically renews at current dividend rate at time of maturity
Penalty charged for early withdrawal
IRA - Traditional & Roth
Secure way to save for your retirement
Earn dividends with a $5.00 minimum deposit to open the account
No fees charged if the account is maintained until age 59 1/2 (closure fee of $10 charged if the account is closed prior to age 59 1/2)
Deposited funds may be tax-deductible