Become A Member
We value our members and think it is important to review the many benefits available to them and the many differences between a credit union and commercial banks. Please take a few minutes to review these credit union benefits.
Why Join A Credit Union?
Credit unions typically pay higher yields on savings and certificates compared to commercial banks. Plus, accounts are federally insured.
Credit union loan rates are generally lower than those at commercial banks. Consider refinancing your bank loans and credit card balances at the credit union to save money.
Credit union service fees are often lower than the fees charged for similar services at commercial banks.
Credit unions still make small unsecured loans.
Credit unions offer low-rate credit cards. Plus, you may qualify for a credit union credit card when a bank would not extend you credit. Transferring high-rate bank and store credit card balances to a credit union credit card could result in significant savings.
Credit unions are member-based non-profit organizations. When you join, you become a member-owner and can participate in electing the Board of Directors. All members have an equal vote, no matter the amount of money in your account(s) or the number of services you use. Profits are returned to members in the form of attractive savings and loan rates. In contrast, banks focus on profits for their shareholders.
Credit union membership is a lifetime benefit. Once you become a member, you can remain a member even if you change jobs or move to another area of the country.
Your immediate family members are also eligible for credit union membership. Encourage them to join the credit union soon so they can enjoy the same benefits that you do.
Open For Membership |
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TreeHouse Foods, Lancaster, PA – Employees and their families |
EZSolutions, Lancaster, PA – Employees and their families |
Kratos Defense and Security Solutions, Lancaster, PA – Employees and their families |
Chauffeurs, Teamsters, Helpers Local Union No 771, Lancaster, PA – Union members and their families |
Refreshingly Clean, Lancaster, PA – Employees and their families |
Brenneman’s Printing, Lancaster, PA – Employees and their families |
International Paper, Lancaster, PA – Employees and their families |
United Parcel Services |
YRC |
System Freight |
ABF Freight |
SuperValu |
ACME |
Albertsons Companies Inc. |
HR Ewell |
Who Can Join Team First FCU?
Call the main office to see if your company is part of our membership, (717) 824-3669.
Would Your Company Like To Offer Membership As A Benefit Of Employment?
Please contact Member Services for more information at (717) 824-3669 or email at info@teamfirstfcu.org.